PayPal offers a versatile and widely accepted payment solution for e-commerce stores, including those on Shopify. Its integration with Shopify allows customers to pay through various means, enhancing the checkout experience. Here's a breakdown of how PayPal works within the Shopify ecosystem:

Integration with Shopify

Automatic Setup: When you create a Shopify store, a PayPal Express Checkout account is automatically set up using the email address associated with your store. This seamless integration means you can start accepting PayPal payments right away.

Account Finalization: It's crucial to complete the setup of your PayPal account by logging into PayPal with the email used during the Shopify store setup. If you prefer not to use PayPal, you have the option to deactivate it in the Shopify admin under Payments settings.

Transaction Fees

Third-Party Fees: Using PayPal as a payment gateway on Shopify incurs third-party transaction fees. However, these fees are waived for PayPal and manual payments if Shopify Payments is activated on your account.

Shopify Plus Benefits: For Shopify Plus merchants, activating Shopify Payments may lead to a waiver of third-party transaction fees, including those on PayPal transactions. The availability of this benefit can vary based on your geographic location.

Buyer Credit

Availability: PayPal offers buyer credit as a payment option for customers in the United States and the United Kingdom, allowing them to finance their purchases. This feature is automatically available for eligible customers with no additional setup required on your part.

Paying Shopify Bills with PayPal

Geographic Restrictions: The ability to use PayPal for paying Shopify bills is subject to geographic limitations. Notably, this option is not available to merchants in the United States or India.

Billing Information Management: For regions where paying Shopify bills via PayPal is permitted, you can manage this option in your Shopify admin's billing settings.

Security and Compliance

PayPal adheres to stringent security protocols, ensuring that customer payment information is handled safely. Its integration with Shopify is designed to provide a secure, efficient payment process for both merchants and shoppers.


PayPal's integration with Shopify simplifies the payment process for merchants, offering a reliable, secure method for accepting payments from customers worldwide. By understanding the setup process, fee structure, and the additional benefits it brings, Shopify store owners can make informed decisions about utilizing PayPal to enhance their e-commerce operations.